Hardware Based One-Time Password (OTP Hardware) Token generates a single-use digital password code on a physical token. The OTP Hardware token is used in combination with your MAG user ID and password, and is required each time you log into your account to access applications that require 2FA. Using this 2-factor authentication (OTP Hardware + username and password) reduces the risk of unauthorized access to your account, and provides added security.

OTP Hardware can be purchased with or without proofing and the links below are listed in process order.

Please select from the links below to learn more about the OTP Hardware Token process:

Step 1.  Purchase Credential.: Learn how to complete an OTP Hardware Token with or without proofing purchase.

Step 2.  Register Credential. Learn how to register your credential. Ensure you do not begin the registration process until you receive your hardware token in the mail.

Step 3.  Complete Identity Proofing. Learn how to complete an Experian Instant Proofing, a Live Webcam Proofing, as well as how to complete a purchase proofing upgrade purchase and adding a proofing upgrade to an existing credential.

Step 4.  Activate Credential. Learn how to activate the proofing code you received during your identity proofing.

Step 5.  Register Token. Learn how to register your token, which completes the OTP Hardware Token process.